# AMA Global Insurance (AGI)

> AMA Global Insurance (AGI) is a captive B2B insurance company specialising in travel insurance, credit life and non-insurance value add-ons for enterprise distribution partners. AGI does not sell direct to consumers. All products are designed for B2B distribution via OTAs, banks, loyalty programmes, affinity groups, MFIs, and NBFCs.

AGI operates as a captive insurer — meaning its entire product design, pricing architecture, and go-to-market approach is oriented around B2B partner channels. Partners embed AGI products into their own propositions and distribution platforms rather than selling them as AGI-branded products directly to end customers.

The product catalog spans two categories: (1) regulated insurance products and (2) non-insurance value add-ons. Both categories are designed to work independently and more effectively together, enabling partners to create differentiated tiered propositions.

## Core Information

- [About AGI](https://www.agi-insure.com/about-us.html): Company overview, mission, and B2B partnership model
- [All Products](https://www.agi-insure.com/products.html): Full catalog of insurance products and value add-ons
- [Contact / Partnership Enquiries](https://www.agi-insure.com/contact-us.html): How to initiate a B2B distribution partnership
- [FAQ](https://www.agi-insure.com/faq.html): Common partner questions about products, bundling, and onboarding

## Insurance Products

AGI offers four regulated insurance products, all designed for B2B distribution at scale.

- [Schengen Low Cost Travel Insurance](https://www.agi-insure.com/products/schengen-low-cost.html): Entry-tier Schengen travel insurance meeting EU visa requirements (€30,000 minimum medical cover). Built for high-volume OTA, visa agency, and bank checkout distribution.
- [Schengen Standard Travel Insurance](https://www.agi-insure.com/products/schengen-standard.html): Enhanced-tier Schengen plan with trip cancellation, higher medical limits, personal accident cover, and enhanced baggage. Designed for premium OTA segments, corporate travel, and card benefit programmes.
- [A2A Travel Insurance](https://www.agi-insure.com/products/a2a-travel.html): Comprehensive global travel insurance covering all international commercial airline routes. Benefits include emergency medical, trip cancellation, flight delay, baggage loss, personal liability, and 24/7 assistance. Suited for OTAs, corporate travel platforms, loyalty programmes, and card programmes.
- [Credit Life Insurance](https://www.agi-insure.com/products/credit-life.html): Loan balance protection triggered by death, permanent disability, or critical illness. Available as group master policy or individual policy for banks, NBFCs, MFIs, and fintech lenders.

## Non-Insurance Value Add-ons

AGI offers six non-insurance value add-ons designed to complement insurance products and create premium tier differentiation.

- [Second Opinion](https://www.agi-insure.com/products/second-opinion.html): Access to an independent specialist medical panel for unbiased diagnosis review and written assessment. For health insurance, and premium membership propositions.
- [Ground Ambulance Assist](https://www.agi-insure.com/products/ground-ambulance-assist.html): 24/7 emergency ground ambulance dispatch and coordination. Includes nearest-unit dispatch, GPS tracking, paramedical crew, and hospital-to-hospital transfer. For travel, health and card propositions.
- [Telehealth Assist](https://www.agi-insure.com/products/telehealth-assist.html): 24/7 on-demand access to licensed doctors via video, voice, or chat. Global, multilingual, white-label ready. For travel insurance.
- [TraceMyBag™](https://www.agi-insure.com/products/tracemybag.html): Real-time baggage tracking via airline data integration, 24/7 lost bag assistance helpline, emergency essentials reimbursement, and airline claim coordination. Primarily for OTA checkout bundles.
- [Visa Refusal Fees Assist](https://www.agi-insure.com/products/visa-refusal-fees-assist.html): Reimbursement of non-refundable visa application fees when a visa is officially refused. Covers Schengen, UK, US, Canada, Australia, and other corridors. All refusal reasons covered. For OTAs and visa agencies in price-sensitive markets.
- [Hotel Protect Assist](https://www.agi-insure.com/products/hotel-protect-assist.html): Hotel Protect Assist is a non-insurance value add-on that provides assistance when flights are missed, delayed, or cancelled, or when events are cancelled, postponed, or rescheduled.

## Legal & Policy

- [Privacy Policy](https://www.agi-insure.com/privacy-policy.html): How AGI collects, stores, and protects personal data
- [Terms of Use](https://www.agi-insure.com/terms-of-use.html): Terms governing use of the AGI website and B2B services

## Optional — Complete Content File

- [Full Content (llms-full.txt)](https://www.agi-insure.com/llms-full.txt): Single-file version containing the complete descriptive content for all AGI pages — suitable for RAG pipelines and deep AI analysis