A2A Travel Insurance

End-to-end journey protection for every international traveller — from departure gate to return flight.

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Product Overview

Comprehensive Cover, Built for B2B Scale

A2A Travel Insurance is a comprehensive, global travel insurance product designed for B2B distribution at scale. It provides travellers with complete journey protection from the moment they leave home to the moment they return — covering medical emergencies, trip cancellation, flight delays, baggage loss, personal liability, and 24/7 emergency assistance across all international destinations.

Key Features

End-to-End Journey Protection

A comprehensive benefit schedule covering every material risk a traveller faces from pre-departure to return. Contact our partnerships team for full coverage schedules, limits, and commercial terms.

Emergency Medical & Hospitalisation

Covers emergency medical expenses, hospitalisation, surgical costs, and specialist treatment incurred abroad — from sudden illness or accidental injury. With international medical costs rising sharply, comprehensive medical coverage is the single most important benefit in any travel plan.

Emergency Evacuation & Repatriation

Covers emergency medical evacuation to the nearest adequate facility, and repatriation to the traveller's home country when clinically warranted. Also covers repatriation of mortal remains — a critical benefit for channels serving customers in remote or under-served destinations.

Trip Cancellation & Pre-Departure Protection

Reimburses non-refundable, pre-paid trip costs when a journey is cancelled before departure due to covered reasons — sudden illness or injury, bereavement, redundancy, natural disaster, or airline insolvency. With non-refundable booking rates increasing, this is now one of the highest-demand benefits at point of sale.

Trip Interruption & Curtailment

Covers additional costs incurred when a traveller must cut short an ongoing trip due to a covered event — including emergency hospitalisation of a family member or a declared natural disaster. Reimburses the unused portion of pre-paid travel and the cost of an emergency return ticket.

Flight & Travel Delay

Provides benefit payments when an outbound or connecting flight is delayed beyond the threshold — typically 4 to 6 hours — due to adverse weather, mechanical failure, or airline operational issues. Covers reasonable costs for meals, accommodation, and essential expenses during the delay.

Baggage Loss, Damage & Delay

Covers loss, theft, or damage to checked and cabin baggage during the trip. Baggage delay cover reimburses essential replacement purchases — clothing, toiletries, medication — when luggage is delayed beyond a defined threshold. Airlines compensate only to IATA liability limits; travel insurance bridges the gap.

Personal Accident & Accidental Death

Provides a lump-sum benefit in the event of accidental death or permanent total disablement during the trip. Particularly relevant for business travellers, corporate duty-of-care programmes, and affinity propositions targeting active or adventure travellers.

24/7 Emergency Assistance

Round-the-clock access to a global assistance helpline — providing medical referrals, hospital admission coordination, interpreter services, emergency cash transfers, and direct settlement with medical providers wherever possible. A tangible, usable benefit partners can communicate with confidence.

How It Works

Simple to Distribute. Straightforward to Claim.

A2A Travel Insurance is designed for seamless B2B integration — easy to embed at point of booking, easy for partners to manage, and easy for customers to claim when they need to.

Integrate into Your Booking Flow

Available via API for OTA and platform integration, or as a structured product your team can present at checkout — as a one-click add-on, tiered upsell, or bundled product with add-ons already included.

Policy Issued Instantly at Purchase

Once the customer selects cover, the policy is issued immediately and delivered digitally — confirming all coverage details, the emergency helpline number, and the claims process. No paper, no delays.

Customer Travels with Confidence

The traveller has 24/7 access to the emergency assistance helpline throughout their trip. In a medical emergency, the team coordinates hospital admission, payments, and evacuation — directly, without out-of-pocket burden.

Claims Submitted Simply

For non-emergency claims — delay, baggage, cancellation — the customer submits via the portal with supporting documentation. Clear documentation requirements are communicated upfront on the policy document.

Partner with AGI

Ready to Distribute A2A Travel Insurance?

Contact our partnerships team to discuss distribution terms, API integration, benefit schedules, and pricing structures tailored to your channel and customer base.

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