Acceptance of Terms
By accessing or using the AGI website at agi-insure.com (the "Site") or any of our services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
These Terms apply to all visitors, users, and B2B partners who access or use the Site. They should be read in conjunction with our Privacy Policy, which is incorporated herein by reference.
If you are accessing this Site on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
About AGI
AMA Global Insurance ("AGI") is a captive insurance company specialising in travel insurance and non-insurance products for B2B distribution. Our products include Schengen Travel Insurance, A2A Travel Insurance, Credit Life Insurance, and value add-ons such as Second Opinion and Ground Ambulance Assist.
AGI operates exclusively in a B2B capacity — our products are distributed through enterprise partners including banks, non-banking financial companies, online travel agencies, HR platforms, microfinance institutions, and affinity programmes. We do not sell directly to individual end consumers through this website.
Use of Our Website
You may use our Site solely for lawful purposes and in accordance with these Terms. You agree to use the Site in good faith and for the purposes for which it is intended.
3.1 Permitted Use
- Browse and access publicly available product information, documentation, and resources
- Submit partnership enquiries, contact forms, and expressions of interest
- Download materials expressly made available for download by AGI
- Access the Site for the purposes of evaluating a potential B2B partnership
3.2 Restrictions
- You may not copy, reproduce, modify, or distribute Site content without AGI's prior written consent
- You may not use the Site in any way that could damage, overload, or impair its operation
- You may not use automated tools, scrapers, or bots to extract data from the Site
- You may not misrepresent your identity, affiliation, or authority when using the Site
Intellectual Property
All content on this Site — including but not limited to text, graphics, logos, icons, images, product names, descriptions, and software — is the property of AMA Global Insurance or its licensors and is protected by applicable intellectual property laws.
4.1 Trademarks
The AGI name, logo, and all related product names and marks are trademarks or registered trademarks of AMA Global Insurance. Nothing on this Site grants any licence or right to use any trademark without our prior written permission.
4.2 Limited Licence
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for your own business evaluation purposes. This licence does not include the right to sublicence, modify, create derivative works, or commercially exploit any Site content.
Any use of AGI content outside the scope of this limited licence requires our express prior written consent. Contact us at legal@agi-insure.com for licensing enquiries.
Disclaimer of Warranties
The Site and all content, information, and materials provided on it are offered on an "as is" and "as available" basis without any warranties of any kind, express or implied.
To the fullest extent permitted by law, AGI disclaims all warranties including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
- Warranties that the Site will be uninterrupted, error-free, or free from viruses or harmful components
- Warranties regarding the accuracy, completeness, or timeliness of any information on the Site
Product information on this Site is indicative and for B2B evaluation purposes only. Actual insurance coverage, terms, conditions, and pricing are governed by executed distribution agreements and policy documents. Nothing on this Site constitutes an insurance contract or binding offer.
Limitation of Liability
To the maximum extent permitted by applicable law, AGI and its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
- Your use of, or inability to use, the Site or any content thereon
- Any reliance on information or materials provided on the Site
- Unauthorised access to or alteration of your data or transmissions
- Statements or conduct of any third party on or relating to the Site
B2B Partner Services
The enquiries, contact forms, and partnership discussions facilitated through this Site are preliminary in nature and do not constitute a binding agreement between you and AGI.
All formal B2B distribution arrangements, including commercials, product structures, regulatory compliance obligations, and service levels, are governed exclusively by signed distribution agreements and related legal documentation.
AGI reserves the right to accept or decline any partnership enquiry at its sole discretion and without obligation to provide reasons. Submission of an enquiry form does not guarantee a partnership offer or product availability in your target market.
Prohibited Conduct
The following conduct is strictly prohibited when using our Site:
- Engaging in any activity that violates applicable local, national, or international laws or regulations
- Transmitting unsolicited commercial communications, spam, or phishing material
- Attempting to gain unauthorised access to any part of the Site, server, or connected systems
- Introducing viruses, malware, or any harmful code to the Site or its infrastructure
- Impersonating AGI, its employees, partners, or any other person or entity
- Using the Site to conduct or facilitate insurance fraud or misrepresentation
- Collecting or harvesting any user data from the Site without our express written consent
- Engaging in any conduct that could damage AGI's reputation or business relationships
Violation of this section may result in immediate termination of your access to the Site, notification to relevant authorities, and legal action where appropriate.
Third-Party Links & Content
Our Site may contain links to third-party websites, partner portals, or external resources for your convenience. These links do not constitute an endorsement or recommendation by AGI of the linked site or its content.
AGI has no control over third-party websites and accepts no responsibility for their content, privacy practices, or terms of use. Your use of any linked third-party site is at your own risk and subject to that site's own terms and conditions.
Indemnification
You agree to indemnify, defend, and hold harmless AMA Global Insurance and its affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:
- Your use of the Site in violation of these Terms
- Your violation of any applicable law or regulation
- Your infringement of any third-party intellectual property or other rights
- Any misrepresentation made by you in connection with your use of the Site
Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [City, India].
Before initiating formal proceedings, both parties agree to attempt good-faith resolution through direct negotiation for a period of 30 days from written notice of the dispute.
For disputes involving B2B distribution agreements, the dispute resolution mechanism specified in the relevant distribution agreement shall take precedence over these Terms.
Changes to These Terms
AGI reserves the right to modify these Terms of Use at any time at its sole discretion. Changes will be effective immediately upon posting to this page with a revised "Last Updated" date. Where changes are material, we will endeavour to notify active partners with reasonable advance notice.
Your continued use of the Site following the posting of revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must discontinue using the Site.
Contact Us
If you have questions about these Terms of Use or wish to report a potential violation, please contact our Legal team:
Legal & Compliance
We aim to respond to all legal enquiries within 5 business days.